Making Kids Money Masters


Ringing in the New Year with Resolutions…And Sticking to Them

January 24, 2018

Ready or not, 2018 is here! Most people see a New Year as a perfect opportunity for a fresh start. 40% of Americans made New Year’s resolutions for 2018,[1] but the reality is, not all Americans will maintain their annual promises.

Don’t let that discourage you. There are simple ways to ensure that you can successfully accomplish your New Year’s resolution.


  1. Set a Goal

The first step of maintaining your New Year’s resolution is to figure out what you want to do. For example, some people want to make lifestyle changes or becoming more responsible with their finances.


  1. Outline and Plan

It’s important to ensure that your New Year’s resolution follows the SMART model. Answer these questions: Is your resolution Specific, Measurable, Attainable, Relevant and Time-limited? It’s easy to say, “I want to save money in 2018.” However, this is a broad, general statement. Make sure to utilize the SMART model for each of your goals so you can have a better understanding of exactly what steps you need to take.


  1. Commit

After outlining your resolution, commit to the steps needed to fulfil it. The reason why the majority of New Year’s resolutions fail is because people lose focus and commitment. Plan on taking consistent action towards your resolution. This is a great way to ensure that you will achieve your goal.


  1. Keep Track

Keep track of your progress throughout the year. Recording your progress in a journal allows you to see the work you have accomplished.


  1. Inspire Others

Use your social media platforms to inspire others. If you are successfully achieving your New Year’s resolution, share it with your friends. Broadcasting your success will help inspire others to commit to successfully completing their own New Year’s resolutions.


Happy 2018!








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