Making Kids Money Masters


Teaching Kids to Give Back…Ronald McDonald House Fun Run

November 17, 2017

As I wrote in a previous blog, I have been jumping on the “Thankful Train” and looking for ways to teach my kids to give back. But the more I thought about it, I realized I needed to emulate giving back as well. We usually donate money to charities that are important to us but we didn’t think it was enough to show our kids that we were taking action ourselves. So my husband and I volunteered to be our childrens’ school captains of a charity fun run supporting the local NYC Ronald McDonald House. Over 30 schools in NYC participate with over 1,000 runners. The kids raise money to support their run, in turn supporting the Ronald McDonald House.


Teaching Kids to Give back…Operation Gratitude

November 17, 2017


Everyone seems to be jumping on the Thankful Train in November, including me and my kids. A few weeks ago I started to think of ways I can teach my kids to give back no matter how small. Fortunately, my children attend a school where giving back is important and part of their education. So luckily for me I didn’t have to look too far.


How to Throw Your Kids a Spooktacular Halloween Party

October 27, 2017

Halloween is a day of entertaining tricks, delicious treats and ghostly costumes. Throwing a Halloween party is a great way to ensure a “spooktacular” time for your kids and their friends!

  1. Ghoulish Decor

Decorations are a must have for your child’s Halloween party!

Get some pumpkins, spider webs, lights and bats to “spookify” your home.

You can either make your own decorations or purchase at any store. Stores like Party City, Target, Wal Mart and Jo Ann’s Fabrics carry an array of halloween decor, candy and treats.


Is Confidence the Missing Key for Girls? By Cary Carbonaro, CFP, MBA

October 17, 2017

Carol Sankar an international business consultant spoke at a Ted-X talk and said,  confidence,  this is the missing link that makes women successful.  She calls it the “confidence factor.”  Is it the way girls are raised or society that makes them less confident?

Women are as successful but are less confident than men, according to a report titled “The Status of Undergraduate Women at MIT.”

Many women suffer from the imposter syndrome.  Facebook COO Sheryl Sandberg told us before Lean In, was published: “There are still days I wake up feeling like a fraud, not sure I should be where I am.”

This happens with my friends all the time.  If they are applying for a job,  they will not throw their hat in the ring if they don’t have all the qualifications.  Let’s say they have 8/10.  They will not apply.  Men on the other hand will have 3/10 and go for it!


Should I Give My College Kid a Credit Card?

September 18, 2017

In the midst of the sentiment that you are surely feeling during this time, there’s a lot to think about to prepare your college student for the next four years. One of the things you are probably thinking about is whether or not you should get them a credit card.


Back-to-School Shopping Made Easy!

September 1, 2017

Where did the summer go? It’s time to dust off your annual Back to School shopping list and get shopping!


Back to School shopping can be overwhelming, especially when your child is getting older and needs different supplies than previous years. There are a lot of stores that are currently having sales to make your Back-to-School shopping experience seamless and affordable.


Where Should You Spend Your Tax Refund?

March 20, 2017

It is that time of year again, tax season! Many Americans have completed their taxes far before the 2017 deadline, April 18th. However, many Americans still have not. It wouldn’t be Tax Season without a few procrastinators, right?

According to the IRS, 83% of Americans will receive an average refund of $3,120 per tax return. One of the most well thought out financial plans are often about how one should spend their tax refunds. Should you go on a well-deserved vacation? Buy a new pair of shoes? Indulge in a Spa Day? How about paying some long over due bills?


Tax Limits for 2017

February 27, 2017

Every year, the IRS announces income limits for the next calendar year. The changes are very minor and may only affect the income limits in 2017. The total amount you can contribute to either a Roth IRA or a Traditional IRA will remain the same at $5,500. People over 50 years old can contribute an additional $1,000 which totals to $6,500.


Disney Dollars Discontinued

June 13, 2016
By r reeves (Disney Dollars – then and now) [CC BY 2.0 (], via Wikimedia Commons

As it was announced in the middle of May, Disney Dollars are officially out of circulation. The reasoning came to be that gift cards and regular cash were much easier and more practical for patrons to use. READ MORE

Happy Financial Capability Month From Walter The Vault

April 26, 2016

April is Financial Capability Month, but what does that mean? In a proclamation, President Obama said that April is a month that can help make Americans more aware of the resources that are available to them. It is the perfect time to start educating young people about what financial literacy is and how becoming financially literate can benefit them for the rest of their lives.

Financial literacy starts at home with parents simply talking with their kids and we have compiled our very favorite Walter the Vault tips to help those lessons and conversations flow easier. READ MORE


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